Market Overview
Home Prices in Earling, IA
The median home value in Earling, IA is $252,314 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 7.4% compared to a year ago and up 6.3% from two years prior.
Compared to the U.S. national median of $410,000, homes in Earling are priced38% below average.
Over the past five years, Earling home values have risen by approximately48.4%, reflecting strong long-term appreciation in this market.
Price History
Earling Home Price Trend
2020
$149,023
$149K
—
2021
$170,043
$170K
+14.1%
2022
$197,978
$198K
+16.4%
2023
$201,622
$202K
+1.8%
2024
$221,055
$221K
+9.6%
2025
$234,908
$235K
+6.3%
2026
$252,314
$252K
+7.4%
City Comparison
Earling vs. National Median
🏠 Earling
$252,314
National Median
$410,000
At $252,314, homes in Earling cost 38% below the national median of $410,000. This makes Earling a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Earling?
20% Down Payment
$50,463
on $252,314
Monthly P&I
$1,316/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,671/mo
incl. taxes & insurance
Income Needed
$66,840
gross annual (30% rule)
10% Down Option
$25,231
+ PMI applies
Loan Amount (20% dn)
$201,851
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Earling, IA?
The median home value in Earling is $252,314 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 7.4% year-over-year.
How much have home prices changed in Earling?
Over the past year, home values in Earling have increased by 7.4%. Over five years, prices have risen approximately 48.4%.
How much do I need to earn to buy a home in Earling?
To comfortably afford the median home price of $252,314 with a 20% down payment ($50,463) at today's rates (6.8%), you'd need a gross annual income of approximately $66,840. This assumes keeping total housing costs at or below 30% of gross income.
How does Earling compare to the national average home price?
The national median home value is approximately $410,000. At $252,314, homes in Earling are 38% below the national average.