Market Overview
Home Prices in Early, IA
The median home value in Early, IA is $157,225 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 6% compared to a year ago and up 2.3% from two years prior.
Compared to the U.S. national median of $410,000, homes in Early are priced62% below average.
Price History
Early Home Price Trend
2022
$136,758
$137K
—
2023
$137,410
$137K
+0.5%
2024
$145,008
$145K
+5.5%
2025
$148,320
$148K
+2.3%
2026
$157,225
$157K
+6.0%
City Comparison
Early vs. National Median
🏠 Early
$157,225
National Median
$410,000
At $157,225, homes in Early cost 62% below the national median of $410,000. This makes Early a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Early?
20% Down Payment
$31,445
on $157,225
Monthly P&I
$820/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,041/mo
incl. taxes & insurance
Income Needed
$41,640
gross annual (30% rule)
10% Down Option
$15,723
+ PMI applies
Loan Amount (20% dn)
$125,780
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Early, IA?
The median home value in Early is $157,225 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 6% year-over-year.
How much have home prices changed in Early?
Over the past year, home values in Early have increased by 6%.
How much do I need to earn to buy a home in Early?
To comfortably afford the median home price of $157,225 with a 20% down payment ($31,445) at today's rates (6.8%), you'd need a gross annual income of approximately $41,640. This assumes keeping total housing costs at or below 30% of gross income.
How does Early compare to the national average home price?
The national median home value is approximately $410,000. At $157,225, homes in Early are 62% below the national average.