Market Overview
Home Prices in Ellston, IA
The median home value in Ellston, IA is $379,995 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 13% compared to a year ago and up 1.1% from two years prior.
Compared to the U.S. national median of $410,000, homes in Ellston are priced7% below average.
Over the past five years, Ellston home values have risen by approximately57.9%, reflecting strong long-term appreciation in this market.
Price History
Ellston Home Price Trend
2020
$215,128
$215K
—
2021
$240,717
$241K
+11.9%
2022
$321,739
$322K
+33.7%
2023
$327,995
$328K
+1.9%
2024
$332,559
$333K
+1.4%
2025
$336,248
$336K
+1.1%
2026
$379,995
$380K
+13.0%
City Comparison
Ellston vs. National Median
🏠 Ellston
$379,995
National Median
$410,000
At $379,995, homes in Ellston cost 7% below the national median of $410,000. This makes Ellston a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Ellston?
20% Down Payment
$75,999
on $379,995
Monthly P&I
$1,982/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,517/mo
incl. taxes & insurance
Income Needed
$100,680
gross annual (30% rule)
10% Down Option
$38,000
+ PMI applies
Loan Amount (20% dn)
$303,996
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Ellston, IA?
The median home value in Ellston is $379,995 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 13% year-over-year.
How much have home prices changed in Ellston?
Over the past year, home values in Ellston have increased by 13%. Over five years, prices have risen approximately 57.9%.
How much do I need to earn to buy a home in Ellston?
To comfortably afford the median home price of $379,995 with a 20% down payment ($75,999) at today's rates (6.8%), you'd need a gross annual income of approximately $100,680. This assumes keeping total housing costs at or below 30% of gross income.
How does Ellston compare to the national average home price?
The national median home value is approximately $410,000. At $379,995, homes in Ellston are 7% below the national average.