Market Overview
Home Prices in Epworth, IA
The median home value in Epworth, IA is $277,203 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 4.7% compared to a year ago and up 4.3% from two years prior.
Compared to the U.S. national median of $410,000, homes in Epworth are priced32% below average. Epworth is part of the Dubuque, IA metro area.
Over the past five years, Epworth home values have risen by approximately32.2%, reflecting strong long-term appreciation in this market.
Price History
Epworth Home Price Trend
City Comparison
Epworth vs. National Median
At $277,203, homes in Epworth cost 32% below the national median of $410,000. This makes Epworth a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Epworth?
20% Down Payment
$55,441
on $277,203
Monthly P&I
$1,446/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,836/mo
incl. taxes & insurance
Income Needed
$73,440
gross annual (30% rule)
10% Down Option
$27,720
+ PMI applies
Loan Amount (20% dn)
$221,762
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Epworth, IA?
The median home value in Epworth is $277,203 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 4.7% year-over-year.
How much have home prices changed in Epworth?
Over the past year, home values in Epworth have increased by 4.7%. Over five years, prices have risen approximately 32.2%.
How much do I need to earn to buy a home in Epworth?
To comfortably afford the median home price of $277,203 with a 20% down payment ($55,441) at today's rates (6.8%), you'd need a gross annual income of approximately $73,440. This assumes keeping total housing costs at or below 30% of gross income.
How does Epworth compare to the national average home price?
The national median home value is approximately $410,000. At $277,203, homes in Epworth are 32% below the national average.
What metro area is Epworth part of?
Epworth is part of the Dubuque, IA metropolitan area. Home prices and market conditions can vary across the broader metro region.