Market Overview
Home Prices in Estherville, IA
The median home value in Estherville, IA is $130,226 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 14.6% compared to a year ago and down 1.1% from two years prior.
Compared to the U.S. national median of $410,000, homes in Estherville are priced68% below average.
Over the past five years, Estherville home values have risen by approximately26.1%, reflecting strong long-term appreciation in this market.
Price History
Estherville Home Price Trend
2020
$98,622
$99K
—
2021
$103,283
$103K
+4.7%
2022
$112,352
$112K
+8.8%
2023
$112,591
$113K
+0.2%
2024
$114,829
$115K
+2.0%
2025
$113,618
$114K
-1.1%
2026
$130,226
$130K
+14.6%
City Comparison
Estherville vs. National Median
🏠 Estherville
$130,226
National Median
$410,000
At $130,226, homes in Estherville cost 68% below the national median of $410,000. This makes Estherville a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Estherville?
20% Down Payment
$26,045
on $130,226
Monthly P&I
$679/mo
30-yr @ 6.8%
Total Monthly Est.
~$862/mo
incl. taxes & insurance
Income Needed
$34,480
gross annual (30% rule)
10% Down Option
$13,023
+ PMI applies
Loan Amount (20% dn)
$104,181
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Estherville, IA?
The median home value in Estherville is $130,226 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 14.6% year-over-year.
How much have home prices changed in Estherville?
Over the past year, home values in Estherville have increased by 14.6%. Over five years, prices have risen approximately 26.1%.
How much do I need to earn to buy a home in Estherville?
To comfortably afford the median home price of $130,226 with a 20% down payment ($26,045) at today's rates (6.8%), you'd need a gross annual income of approximately $34,480. This assumes keeping total housing costs at or below 30% of gross income.
How does Estherville compare to the national average home price?
The national median home value is approximately $410,000. At $130,226, homes in Estherville are 68% below the national average.