Market Overview
Home Prices in Everly, IA
The median home value in Everly, IA is $165,433 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 3.7% compared to a year ago and up 3% from two years prior.
Compared to the U.S. national median of $410,000, homes in Everly are priced60% below average. Everly is part of the Spencer, IA metro area.
Over the past five years, Everly home values have risen by approximately28.4%, reflecting strong long-term appreciation in this market.
Price History
Everly Home Price Trend
2020
$113,379
$113K
—
2021
$128,867
$129K
+13.7%
2022
$147,666
$148K
+14.6%
2023
$149,895
$150K
+1.5%
2024
$154,874
$155K
+3.3%
2025
$159,577
$160K
+3.0%
2026
$165,433
$165K
+3.7%
City Comparison
Everly vs. National Median
🏠 Everly
$165,433
National Median
$410,000
At $165,433, homes in Everly cost 60% below the national median of $410,000. This makes Everly a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Everly?
20% Down Payment
$33,087
on $165,433
Monthly P&I
$863/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,096/mo
incl. taxes & insurance
Income Needed
$43,840
gross annual (30% rule)
10% Down Option
$16,543
+ PMI applies
Loan Amount (20% dn)
$132,346
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Everly, IA?
The median home value in Everly is $165,433 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 3.7% year-over-year.
How much have home prices changed in Everly?
Over the past year, home values in Everly have increased by 3.7%. Over five years, prices have risen approximately 28.4%.
How much do I need to earn to buy a home in Everly?
To comfortably afford the median home price of $165,433 with a 20% down payment ($33,087) at today's rates (6.8%), you'd need a gross annual income of approximately $43,840. This assumes keeping total housing costs at or below 30% of gross income.
How does Everly compare to the national average home price?
The national median home value is approximately $410,000. At $165,433, homes in Everly are 60% below the national average.
What metro area is Everly part of?
Everly is part of the Spencer, IA metropolitan area. Home prices and market conditions can vary across the broader metro region.