Market Overview
Home Prices in Farley, IA
The median home value in Farley, IA is $320,181 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 5.8% compared to a year ago and up 5.7% from two years prior.
Compared to the U.S. national median of $410,000, homes in Farley are priced22% below average. Farley is part of the Dubuque, IA metro area.
Over the past five years, Farley home values have risen by approximately33.7%, reflecting strong long-term appreciation in this market.
Price History
Farley Home Price Trend
City Comparison
Farley vs. National Median
At $320,181, homes in Farley cost 22% below the national median of $410,000. This makes Farley a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Farley?
20% Down Payment
$64,036
on $320,181
Monthly P&I
$1,670/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,121/mo
incl. taxes & insurance
Income Needed
$84,840
gross annual (30% rule)
10% Down Option
$32,018
+ PMI applies
Loan Amount (20% dn)
$256,145
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Farley, IA?
The median home value in Farley is $320,181 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 5.8% year-over-year.
How much have home prices changed in Farley?
Over the past year, home values in Farley have increased by 5.8%. Over five years, prices have risen approximately 33.7%.
How much do I need to earn to buy a home in Farley?
To comfortably afford the median home price of $320,181 with a 20% down payment ($64,036) at today's rates (6.8%), you'd need a gross annual income of approximately $84,840. This assumes keeping total housing costs at or below 30% of gross income.
How does Farley compare to the national average home price?
The national median home value is approximately $410,000. At $320,181, homes in Farley are 22% below the national average.
What metro area is Farley part of?
Farley is part of the Dubuque, IA metropolitan area. Home prices and market conditions can vary across the broader metro region.