Market Overview
Home Prices in Fort Atkinson, IA
The median home value in Fort Atkinson, IA is $187,822 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 5.4% compared to a year ago and up 11.8% from two years prior.
Compared to the U.S. national median of $410,000, homes in Fort Atkinson are priced54% below average.
Price History
Fort Atkinson Home Price Trend
2022
$152,826
$153K
—
2023
$158,450
$158K
+3.7%
2024
$159,382
$159K
+0.6%
2025
$178,125
$178K
+11.8%
2026
$187,822
$188K
+5.4%
City Comparison
Fort Atkinson vs. National Median
🏠 Fort Atkinson
$187,822
National Median
$410,000
At $187,822, homes in Fort Atkinson cost 54% below the national median of $410,000. This makes Fort Atkinson a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Fort Atkinson?
20% Down Payment
$37,564
on $187,822
Monthly P&I
$980/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,245/mo
incl. taxes & insurance
Income Needed
$49,800
gross annual (30% rule)
10% Down Option
$18,782
+ PMI applies
Loan Amount (20% dn)
$150,258
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Fort Atkinson, IA?
The median home value in Fort Atkinson is $187,822 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 5.4% year-over-year.
How much have home prices changed in Fort Atkinson?
Over the past year, home values in Fort Atkinson have increased by 5.4%.
How much do I need to earn to buy a home in Fort Atkinson?
To comfortably afford the median home price of $187,822 with a 20% down payment ($37,564) at today's rates (6.8%), you'd need a gross annual income of approximately $49,800. This assumes keeping total housing costs at or below 30% of gross income.
How does Fort Atkinson compare to the national average home price?
The national median home value is approximately $410,000. At $187,822, homes in Fort Atkinson are 54% below the national average.