Market Overview
Home Prices in Fort Dodge, IA
The median home value in Fort Dodge, IA is $133,231 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 1.5% compared to a year ago and up 1.1% from two years prior.
Compared to the U.S. national median of $410,000, homes in Fort Dodge are priced68% below average. Fort Dodge is part of the Fort Dodge, IA metro area.
Over the past five years, Fort Dodge home values have risen by approximately10.3%, reflecting steady appreciation in this market.
Price History
Fort Dodge Home Price Trend
City Comparison
Fort Dodge vs. National Median
At $133,231, homes in Fort Dodge cost 68% below the national median of $410,000. This makes Fort Dodge a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Fort Dodge?
20% Down Payment
$26,646
on $133,231
Monthly P&I
$695/mo
30-yr @ 6.8%
Total Monthly Est.
~$883/mo
incl. taxes & insurance
Income Needed
$35,320
gross annual (30% rule)
10% Down Option
$13,323
+ PMI applies
Loan Amount (20% dn)
$106,585
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Fort Dodge, IA?
The median home value in Fort Dodge is $133,231 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 1.5% year-over-year.
How much have home prices changed in Fort Dodge?
Over the past year, home values in Fort Dodge have increased by 1.5%. Over five years, prices have risen approximately 10.3%.
How much do I need to earn to buy a home in Fort Dodge?
To comfortably afford the median home price of $133,231 with a 20% down payment ($26,646) at today's rates (6.8%), you'd need a gross annual income of approximately $35,320. This assumes keeping total housing costs at or below 30% of gross income.
How does Fort Dodge compare to the national average home price?
The national median home value is approximately $410,000. At $133,231, homes in Fort Dodge are 68% below the national average.
What metro area is Fort Dodge part of?
Fort Dodge is part of the Fort Dodge, IA metropolitan area. Home prices and market conditions can vary across the broader metro region.