Market Overview
Home Prices in Fredericksburg, IA
The median home value in Fredericksburg, IA is $214,837 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 9.3% compared to a year ago and up 6% from two years prior.
Compared to the U.S. national median of $410,000, homes in Fredericksburg are priced48% below average.
Price History
Fredericksburg Home Price Trend
2022
$168,386
$168K
—
2023
$175,089
$175K
+4.0%
2024
$185,538
$186K
+6.0%
2025
$196,596
$197K
+6.0%
2026
$214,837
$215K
+9.3%
City Comparison
Fredericksburg vs. National Median
🏠 Fredericksburg
$214,837
National Median
$410,000
At $214,837, homes in Fredericksburg cost 48% below the national median of $410,000. This makes Fredericksburg a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Fredericksburg?
20% Down Payment
$42,967
on $214,837
Monthly P&I
$1,120/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,422/mo
incl. taxes & insurance
Income Needed
$56,880
gross annual (30% rule)
10% Down Option
$21,484
+ PMI applies
Loan Amount (20% dn)
$171,870
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Fredericksburg, IA?
The median home value in Fredericksburg is $214,837 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 9.3% year-over-year.
How much have home prices changed in Fredericksburg?
Over the past year, home values in Fredericksburg have increased by 9.3%.
How much do I need to earn to buy a home in Fredericksburg?
To comfortably afford the median home price of $214,837 with a 20% down payment ($42,967) at today's rates (6.8%), you'd need a gross annual income of approximately $56,880. This assumes keeping total housing costs at or below 30% of gross income.
How does Fredericksburg compare to the national average home price?
The national median home value is approximately $410,000. At $214,837, homes in Fredericksburg are 48% below the national average.