Market Overview
Home Prices in Fremont, IA
The median home value in Fremont, IA is $185,825 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 9.9% compared to a year ago and up 4.8% from two years prior.
Compared to the U.S. national median of $410,000, homes in Fremont are priced55% below average. Fremont is part of the Oskaloosa, IA metro area.
Over the past five years, Fremont home values have risen by approximately47.1%, reflecting strong long-term appreciation in this market.
Price History
Fremont Home Price Trend
City Comparison
Fremont vs. National Median
At $185,825, homes in Fremont cost 55% below the national median of $410,000. This makes Fremont a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Fremont?
20% Down Payment
$37,165
on $185,825
Monthly P&I
$969/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,231/mo
incl. taxes & insurance
Income Needed
$49,240
gross annual (30% rule)
10% Down Option
$18,583
+ PMI applies
Loan Amount (20% dn)
$148,660
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Fremont, IA?
The median home value in Fremont is $185,825 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 9.9% year-over-year.
How much have home prices changed in Fremont?
Over the past year, home values in Fremont have increased by 9.9%. Over five years, prices have risen approximately 47.1%.
How much do I need to earn to buy a home in Fremont?
To comfortably afford the median home price of $185,825 with a 20% down payment ($37,165) at today's rates (6.8%), you'd need a gross annual income of approximately $49,240. This assumes keeping total housing costs at or below 30% of gross income.
How does Fremont compare to the national average home price?
The national median home value is approximately $410,000. At $185,825, homes in Fremont are 55% below the national average.
What metro area is Fremont part of?
Fremont is part of the Oskaloosa, IA metropolitan area. Home prices and market conditions can vary across the broader metro region.