Market Overview
Home Prices in Fruitland, IA
The median home value in Fruitland, IA is $290,112 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 8.5% compared to a year ago and up 3% from two years prior.
Compared to the U.S. national median of $410,000, homes in Fruitland are priced29% below average. Fruitland is part of the Muscatine, IA metro area.
Over the past five years, Fruitland home values have risen by approximately31.4%, reflecting strong long-term appreciation in this market.
Price History
Fruitland Home Price Trend
City Comparison
Fruitland vs. National Median
At $290,112, homes in Fruitland cost 29% below the national median of $410,000. This makes Fruitland a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Fruitland?
20% Down Payment
$58,022
on $290,112
Monthly P&I
$1,513/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,922/mo
incl. taxes & insurance
Income Needed
$76,880
gross annual (30% rule)
10% Down Option
$29,011
+ PMI applies
Loan Amount (20% dn)
$232,090
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Fruitland, IA?
The median home value in Fruitland is $290,112 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 8.5% year-over-year.
How much have home prices changed in Fruitland?
Over the past year, home values in Fruitland have increased by 8.5%. Over five years, prices have risen approximately 31.4%.
How much do I need to earn to buy a home in Fruitland?
To comfortably afford the median home price of $290,112 with a 20% down payment ($58,022) at today's rates (6.8%), you'd need a gross annual income of approximately $76,880. This assumes keeping total housing costs at or below 30% of gross income.
How does Fruitland compare to the national average home price?
The national median home value is approximately $410,000. At $290,112, homes in Fruitland are 29% below the national average.
What metro area is Fruitland part of?
Fruitland is part of the Muscatine, IA metropolitan area. Home prices and market conditions can vary across the broader metro region.