Market Overview
Home Prices in Graettinger, IA
The median home value in Graettinger, IA is $166,958 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 8.7% compared to a year ago and up 3.7% from two years prior.
Compared to the U.S. national median of $410,000, homes in Graettinger are priced59% below average.
Over the past five years, Graettinger home values have risen by approximately42.6%, reflecting strong long-term appreciation in this market.
Price History
Graettinger Home Price Trend
2020
$106,497
$106K
—
2021
$117,081
$117K
+9.9%
2022
$127,797
$128K
+9.2%
2023
$132,937
$133K
+4.0%
2024
$148,057
$148K
+11.4%
2025
$153,598
$154K
+3.7%
2026
$166,958
$167K
+8.7%
City Comparison
Graettinger vs. National Median
🏠 Graettinger
$166,958
National Median
$410,000
At $166,958, homes in Graettinger cost 59% below the national median of $410,000. This makes Graettinger a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Graettinger?
20% Down Payment
$33,392
on $166,958
Monthly P&I
$871/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,106/mo
incl. taxes & insurance
Income Needed
$44,240
gross annual (30% rule)
10% Down Option
$16,696
+ PMI applies
Loan Amount (20% dn)
$133,566
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Graettinger, IA?
The median home value in Graettinger is $166,958 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 8.7% year-over-year.
How much have home prices changed in Graettinger?
Over the past year, home values in Graettinger have increased by 8.7%. Over five years, prices have risen approximately 42.6%.
How much do I need to earn to buy a home in Graettinger?
To comfortably afford the median home price of $166,958 with a 20% down payment ($33,392) at today's rates (6.8%), you'd need a gross annual income of approximately $44,240. This assumes keeping total housing costs at or below 30% of gross income.
How does Graettinger compare to the national average home price?
The national median home value is approximately $410,000. At $166,958, homes in Graettinger are 59% below the national average.