Market Overview
Home Prices in Harcourt, IA
The median home value in Harcourt, IA is $155,861 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 2% compared to a year ago and up 1.6% from two years prior.
Compared to the U.S. national median of $410,000, homes in Harcourt are priced62% below average. Harcourt is part of the Fort Dodge, IA metro area.
Over the past five years, Harcourt home values have risen by approximately18.5%, reflecting steady appreciation in this market.
Price History
Harcourt Home Price Trend
City Comparison
Harcourt vs. National Median
At $155,861, homes in Harcourt cost 62% below the national median of $410,000. This makes Harcourt a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Harcourt?
20% Down Payment
$31,172
on $155,861
Monthly P&I
$813/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,033/mo
incl. taxes & insurance
Income Needed
$41,320
gross annual (30% rule)
10% Down Option
$15,586
+ PMI applies
Loan Amount (20% dn)
$124,689
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Harcourt, IA?
The median home value in Harcourt is $155,861 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 2% year-over-year.
How much have home prices changed in Harcourt?
Over the past year, home values in Harcourt have increased by 2%. Over five years, prices have risen approximately 18.5%.
How much do I need to earn to buy a home in Harcourt?
To comfortably afford the median home price of $155,861 with a 20% down payment ($31,172) at today's rates (6.8%), you'd need a gross annual income of approximately $41,320. This assumes keeping total housing costs at or below 30% of gross income.
How does Harcourt compare to the national average home price?
The national median home value is approximately $410,000. At $155,861, homes in Harcourt are 62% below the national average.
What metro area is Harcourt part of?
Harcourt is part of the Fort Dodge, IA metropolitan area. Home prices and market conditions can vary across the broader metro region.