Market Overview
Home Prices in Harris, IA
The median home value in Harris, IA is $223,037 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 10.4% compared to a year ago and up 2.1% from two years prior.
Compared to the U.S. national median of $410,000, homes in Harris are priced46% below average.
Price History
Harris Home Price Trend
2022
$188,785
$189K
—
2023
$185,461
$185K
-1.8%
2024
$197,869
$198K
+6.7%
2025
$202,041
$202K
+2.1%
2026
$223,037
$223K
+10.4%
City Comparison
Harris vs. National Median
🏠 Harris
$223,037
National Median
$410,000
At $223,037, homes in Harris cost 46% below the national median of $410,000. This makes Harris a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Harris?
20% Down Payment
$44,607
on $223,037
Monthly P&I
$1,163/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,477/mo
incl. taxes & insurance
Income Needed
$59,080
gross annual (30% rule)
10% Down Option
$22,304
+ PMI applies
Loan Amount (20% dn)
$178,430
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Harris, IA?
The median home value in Harris is $223,037 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 10.4% year-over-year.
How much have home prices changed in Harris?
Over the past year, home values in Harris have increased by 10.4%.
How much do I need to earn to buy a home in Harris?
To comfortably afford the median home price of $223,037 with a 20% down payment ($44,607) at today's rates (6.8%), you'd need a gross annual income of approximately $59,080. This assumes keeping total housing costs at or below 30% of gross income.
How does Harris compare to the national average home price?
The national median home value is approximately $410,000. At $223,037, homes in Harris are 46% below the national average.