Market Overview
Home Prices in Hartley, IA
The median home value in Hartley, IA is $178,628 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 6.3% compared to a year ago and up 6.7% from two years prior.
Compared to the U.S. national median of $410,000, homes in Hartley are priced56% below average.
Over the past five years, Hartley home values have risen by approximately34.1%, reflecting strong long-term appreciation in this market.
Price History
Hartley Home Price Trend
2020
$114,298
$114K
—
2021
$133,205
$133K
+16.5%
2022
$151,072
$151K
+13.4%
2023
$149,437
$149K
-1.1%
2024
$157,483
$157K
+5.4%
2025
$167,998
$168K
+6.7%
2026
$178,628
$179K
+6.3%
City Comparison
Hartley vs. National Median
🏠 Hartley
$178,628
National Median
$410,000
At $178,628, homes in Hartley cost 56% below the national median of $410,000. This makes Hartley a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Hartley?
20% Down Payment
$35,726
on $178,628
Monthly P&I
$932/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,184/mo
incl. taxes & insurance
Income Needed
$47,360
gross annual (30% rule)
10% Down Option
$17,863
+ PMI applies
Loan Amount (20% dn)
$142,902
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Hartley, IA?
The median home value in Hartley is $178,628 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 6.3% year-over-year.
How much have home prices changed in Hartley?
Over the past year, home values in Hartley have increased by 6.3%. Over five years, prices have risen approximately 34.1%.
How much do I need to earn to buy a home in Hartley?
To comfortably afford the median home price of $178,628 with a 20% down payment ($35,726) at today's rates (6.8%), you'd need a gross annual income of approximately $47,360. This assumes keeping total housing costs at or below 30% of gross income.
How does Hartley compare to the national average home price?
The national median home value is approximately $410,000. At $178,628, homes in Hartley are 56% below the national average.