Market Overview
Home Prices in Harvey, IA
The median home value in Harvey, IA is $175,778 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 0.6% compared to a year ago and down 0.9% from two years prior.
Compared to the U.S. national median of $410,000, homes in Harvey are priced57% below average. Harvey is part of the Pella, IA metro area.
Over the past five years, Harvey home values have fallen by approximately10.6%, reflecting softening conditions in this market.
Price History
Harvey Home Price Trend
2020
$176,217
$176K
—
2021
$196,566
$197K
+11.5%
2022
$189,025
$189K
-3.8%
2023
$175,541
$176K
-7.1%
2024
$176,283
$176K
+0.4%
2025
$174,754
$175K
-0.9%
2026
$175,778
$176K
+0.6%
City Comparison
Harvey vs. National Median
🏠 Harvey
$175,778
National Median
$410,000
At $175,778, homes in Harvey cost 57% below the national median of $410,000. This makes Harvey a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Harvey?
20% Down Payment
$35,156
on $175,778
Monthly P&I
$917/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,165/mo
incl. taxes & insurance
Income Needed
$46,600
gross annual (30% rule)
10% Down Option
$17,578
+ PMI applies
Loan Amount (20% dn)
$140,622
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Harvey, IA?
The median home value in Harvey is $175,778 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 0.6% year-over-year.
How much have home prices changed in Harvey?
Over the past year, home values in Harvey have increased by 0.6%. Over five years, prices have fallen approximately 10.6%.
How much do I need to earn to buy a home in Harvey?
To comfortably afford the median home price of $175,778 with a 20% down payment ($35,156) at today's rates (6.8%), you'd need a gross annual income of approximately $46,600. This assumes keeping total housing costs at or below 30% of gross income.
How does Harvey compare to the national average home price?
The national median home value is approximately $410,000. At $175,778, homes in Harvey are 57% below the national average.
What metro area is Harvey part of?
Harvey is part of the Pella, IA metropolitan area. Home prices and market conditions can vary across the broader metro region.