Market Overview
Home Prices in Holstein, IA
The median home value in Holstein, IA is $178,903 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 9.2% compared to a year ago and up 4.7% from two years prior.
Compared to the U.S. national median of $410,000, homes in Holstein are priced56% below average.
Over the past five years, Holstein home values have risen by approximately32.8%, reflecting strong long-term appreciation in this market.
Price History
Holstein Home Price Trend
2020
$118,903
$119K
—
2021
$134,679
$135K
+13.3%
2022
$153,531
$154K
+14.0%
2023
$158,438
$158K
+3.2%
2024
$156,512
$157K
-1.2%
2025
$163,878
$164K
+4.7%
2026
$178,903
$179K
+9.2%
City Comparison
Holstein vs. National Median
🏠 Holstein
$178,903
National Median
$410,000
At $178,903, homes in Holstein cost 56% below the national median of $410,000. This makes Holstein a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Holstein?
20% Down Payment
$35,781
on $178,903
Monthly P&I
$933/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,185/mo
incl. taxes & insurance
Income Needed
$47,400
gross annual (30% rule)
10% Down Option
$17,890
+ PMI applies
Loan Amount (20% dn)
$143,122
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Holstein, IA?
The median home value in Holstein is $178,903 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 9.2% year-over-year.
How much have home prices changed in Holstein?
Over the past year, home values in Holstein have increased by 9.2%. Over five years, prices have risen approximately 32.8%.
How much do I need to earn to buy a home in Holstein?
To comfortably afford the median home price of $178,903 with a 20% down payment ($35,781) at today's rates (6.8%), you'd need a gross annual income of approximately $47,400. This assumes keeping total housing costs at or below 30% of gross income.
How does Holstein compare to the national average home price?
The national median home value is approximately $410,000. At $178,903, homes in Holstein are 56% below the national average.