Market Overview
Home Prices in Honey Creek, IA
The median home value in Honey Creek, IA is $471,424 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 6.7% compared to a year ago and up 3.5% from two years prior.
Compared to the U.S. national median of $410,000, homes in Honey Creek are priced15% above average. Honey Creek is part of the Omaha-Council Bluffs, NE-IA metro area.
Over the past five years, Honey Creek home values have risen by approximately45.3%, reflecting strong long-term appreciation in this market.
Price History
Honey Creek Home Price Trend
City Comparison
Honey Creek vs. National Median
At $471,424, homes in Honey Creek cost 15% above the national median of $410,000. Buyers in Honey Creek should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Honey Creek?
20% Down Payment
$94,285
on $471,424
Monthly P&I
$2,459/mo
30-yr @ 6.8%
Total Monthly Est.
~$3,123/mo
incl. taxes & insurance
Income Needed
$124,920
gross annual (30% rule)
10% Down Option
$47,142
+ PMI applies
Loan Amount (20% dn)
$377,139
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Honey Creek, IA?
The median home value in Honey Creek is $471,424 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 6.7% year-over-year.
How much have home prices changed in Honey Creek?
Over the past year, home values in Honey Creek have increased by 6.7%. Over five years, prices have risen approximately 45.3%.
How much do I need to earn to buy a home in Honey Creek?
To comfortably afford the median home price of $471,424 with a 20% down payment ($94,285) at today's rates (6.8%), you'd need a gross annual income of approximately $124,920. This assumes keeping total housing costs at or below 30% of gross income.
How does Honey Creek compare to the national average home price?
The national median home value is approximately $410,000. At $471,424, homes in Honey Creek are 15% above the national average.
What metro area is Honey Creek part of?
Honey Creek is part of the Omaha-Council Bluffs, NE-IA metropolitan area. Home prices and market conditions can vary across the broader metro region.