Market Overview
Home Prices in Hornick, IA
The median home value in Hornick, IA is $241,163 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 9.7% compared to a year ago and up 1.4% from two years prior.
Compared to the U.S. national median of $410,000, homes in Hornick are priced41% below average. Hornick is part of the Sioux City, IA-NE-SD metro area.
Price History
Hornick Home Price Trend
2022
$194,583
$195K
—
2023
$204,767
$205K
+5.2%
2024
$216,773
$217K
+5.9%
2025
$219,899
$220K
+1.4%
2026
$241,163
$241K
+9.7%
City Comparison
Hornick vs. National Median
🏠 Hornick
$241,163
National Median
$410,000
At $241,163, homes in Hornick cost 41% below the national median of $410,000. This makes Hornick a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Hornick?
20% Down Payment
$48,233
on $241,163
Monthly P&I
$1,258/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,598/mo
incl. taxes & insurance
Income Needed
$63,920
gross annual (30% rule)
10% Down Option
$24,116
+ PMI applies
Loan Amount (20% dn)
$192,930
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Hornick, IA?
The median home value in Hornick is $241,163 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 9.7% year-over-year.
How much have home prices changed in Hornick?
Over the past year, home values in Hornick have increased by 9.7%.
How much do I need to earn to buy a home in Hornick?
To comfortably afford the median home price of $241,163 with a 20% down payment ($48,233) at today's rates (6.8%), you'd need a gross annual income of approximately $63,920. This assumes keeping total housing costs at or below 30% of gross income.
How does Hornick compare to the national average home price?
The national median home value is approximately $410,000. At $241,163, homes in Hornick are 41% below the national average.
What metro area is Hornick part of?
Hornick is part of the Sioux City, IA-NE-SD metropolitan area. Home prices and market conditions can vary across the broader metro region.