Market Overview
Home Prices in Hospers, IA
The median home value in Hospers, IA is $264,153 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 4.5% compared to a year ago and up 5.5% from two years prior.
Compared to the U.S. national median of $410,000, homes in Hospers are priced36% below average.
Price History
Hospers Home Price Trend
2022
$222,602
$223K
—
2023
$228,355
$228K
+2.6%
2024
$239,551
$240K
+4.9%
2025
$252,688
$253K
+5.5%
2026
$264,153
$264K
+4.5%
City Comparison
Hospers vs. National Median
🏠 Hospers
$264,153
National Median
$410,000
At $264,153, homes in Hospers cost 36% below the national median of $410,000. This makes Hospers a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Hospers?
20% Down Payment
$52,831
on $264,153
Monthly P&I
$1,378/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,750/mo
incl. taxes & insurance
Income Needed
$70,000
gross annual (30% rule)
10% Down Option
$26,415
+ PMI applies
Loan Amount (20% dn)
$211,322
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Hospers, IA?
The median home value in Hospers is $264,153 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 4.5% year-over-year.
How much have home prices changed in Hospers?
Over the past year, home values in Hospers have increased by 4.5%.
How much do I need to earn to buy a home in Hospers?
To comfortably afford the median home price of $264,153 with a 20% down payment ($52,831) at today's rates (6.8%), you'd need a gross annual income of approximately $70,000. This assumes keeping total housing costs at or below 30% of gross income.
How does Hospers compare to the national average home price?
The national median home value is approximately $410,000. At $264,153, homes in Hospers are 36% below the national average.