📍 Hubbard, IA · Zillow ZHVI · July 2026

Average Home Price in
Hubbard, IA

Hardin County County

Median Home Value
$170,335
↑ 4.9% year-over-year
vs. National Median
$410,000
Hubbard is 58% below
Est. Monthly Payment
$888/mo
20% down · 6.8% rate
Income Needed
$45K
gross annual (30% rule)
Median Home Value
$170,335
↑ 4.9% year-over-year

Down Payment (20%)$34,067
Monthly P&I$888/mo
With Taxes & Ins.~$1,128/mo
Income Needed$45,120/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Hubbard, IA

The median home value in Hubbard, IA is $170,335 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 4.9% compared to a year ago and up 0.6% from two years prior.

Compared to the U.S. national median of $410,000, homes in Hubbard are priced58% below average.

Over the past five years, Hubbard home values have risen by approximately37.3%, reflecting strong long-term appreciation in this market.

City Comparison

Hubbard vs. National Median

🏠 Hubbard
$170,335
National Median
$410,000

At $170,335, homes in Hubbard cost 58% below the national median of $410,000. This makes Hubbard a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in Hubbard?

20% Down Payment
$34,067
on $170,335
Monthly P&I
$888/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,128/mo
incl. taxes & insurance
Income Needed
$45,120
gross annual (30% rule)
10% Down Option
$17,034
+ PMI applies
Loan Amount (20% dn)
$136,268
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Hubbard, IA?
The median home value in Hubbard is $170,335 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 4.9% year-over-year.
How much have home prices changed in Hubbard?
Over the past year, home values in Hubbard have increased by 4.9%. Over five years, prices have risen approximately 37.3%.
How much do I need to earn to buy a home in Hubbard?
To comfortably afford the median home price of $170,335 with a 20% down payment ($34,067) at today's rates (6.8%), you'd need a gross annual income of approximately $45,120. This assumes keeping total housing costs at or below 30% of gross income.
How does Hubbard compare to the national average home price?
The national median home value is approximately $410,000. At $170,335, homes in Hubbard are 58% below the national average.