Market Overview
Home Prices in Joice, IA
The median home value in Joice, IA is $197,096 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 4.6% compared to a year ago and up 3.5% from two years prior.
Compared to the U.S. national median of $410,000, homes in Joice are priced52% below average. Joice is part of the Mason City, IA metro area.
Over the past five years, Joice home values have risen by approximately26.6%, reflecting strong long-term appreciation in this market.
Price History
Joice Home Price Trend
2020
$136,806
$137K
—
2021
$155,706
$156K
+13.8%
2022
$171,954
$172K
+10.4%
2023
$169,723
$170K
-1.3%
2024
$181,953
$182K
+7.2%
2025
$188,359
$188K
+3.5%
2026
$197,096
$197K
+4.6%
City Comparison
Joice vs. National Median
🏠 Joice
$197,096
National Median
$410,000
At $197,096, homes in Joice cost 52% below the national median of $410,000. This makes Joice a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Joice?
20% Down Payment
$39,419
on $197,096
Monthly P&I
$1,028/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,306/mo
incl. taxes & insurance
Income Needed
$52,240
gross annual (30% rule)
10% Down Option
$19,710
+ PMI applies
Loan Amount (20% dn)
$157,677
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Joice, IA?
The median home value in Joice is $197,096 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 4.6% year-over-year.
How much have home prices changed in Joice?
Over the past year, home values in Joice have increased by 4.6%. Over five years, prices have risen approximately 26.6%.
How much do I need to earn to buy a home in Joice?
To comfortably afford the median home price of $197,096 with a 20% down payment ($39,419) at today's rates (6.8%), you'd need a gross annual income of approximately $52,240. This assumes keeping total housing costs at or below 30% of gross income.
How does Joice compare to the national average home price?
The national median home value is approximately $410,000. At $197,096, homes in Joice are 52% below the national average.
What metro area is Joice part of?
Joice is part of the Mason City, IA metropolitan area. Home prices and market conditions can vary across the broader metro region.