Market Overview
Home Prices in Kensett, IA
The median home value in Kensett, IA is $208,203 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 5.7% compared to a year ago and up 3.8% from two years prior.
Compared to the U.S. national median of $410,000, homes in Kensett are priced49% below average. Kensett is part of the Mason City, IA metro area.
Over the past five years, Kensett home values have risen by approximately38.0%, reflecting strong long-term appreciation in this market.
Price History
Kensett Home Price Trend
City Comparison
Kensett vs. National Median
At $208,203, homes in Kensett cost 49% below the national median of $410,000. This makes Kensett a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Kensett?
20% Down Payment
$41,641
on $208,203
Monthly P&I
$1,086/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,379/mo
incl. taxes & insurance
Income Needed
$55,160
gross annual (30% rule)
10% Down Option
$20,820
+ PMI applies
Loan Amount (20% dn)
$166,562
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Kensett, IA?
The median home value in Kensett is $208,203 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 5.7% year-over-year.
How much have home prices changed in Kensett?
Over the past year, home values in Kensett have increased by 5.7%. Over five years, prices have risen approximately 38.0%.
How much do I need to earn to buy a home in Kensett?
To comfortably afford the median home price of $208,203 with a 20% down payment ($41,641) at today's rates (6.8%), you'd need a gross annual income of approximately $55,160. This assumes keeping total housing costs at or below 30% of gross income.
How does Kensett compare to the national average home price?
The national median home value is approximately $410,000. At $208,203, homes in Kensett are 49% below the national average.
What metro area is Kensett part of?
Kensett is part of the Mason City, IA metropolitan area. Home prices and market conditions can vary across the broader metro region.