Market Overview
Home Prices in Keokuk, IA
The median home value in Keokuk, IA is $89,932 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 8.2% compared to a year ago and down 6.2% from two years prior.
Compared to the U.S. national median of $410,000, homes in Keokuk are priced78% below average. Keokuk is part of the Fort Madison-Keokuk, IA-IL-MO metro area.
Over the past five years, Keokuk home values have fallen by approximately2.1%, reflecting softening conditions in this market.
Price History
Keokuk Home Price Trend
City Comparison
Keokuk vs. National Median
At $89,932, homes in Keokuk cost 78% below the national median of $410,000. This makes Keokuk a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Keokuk?
20% Down Payment
$17,986
on $89,932
Monthly P&I
$469/mo
30-yr @ 6.8%
Total Monthly Est.
~$596/mo
incl. taxes & insurance
Income Needed
$23,840
gross annual (30% rule)
10% Down Option
$8,993
+ PMI applies
Loan Amount (20% dn)
$71,946
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Keokuk, IA?
The median home value in Keokuk is $89,932 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 8.2% year-over-year.
How much have home prices changed in Keokuk?
Over the past year, home values in Keokuk have decreased by 8.2%. Over five years, prices have fallen approximately 2.1%.
How much do I need to earn to buy a home in Keokuk?
To comfortably afford the median home price of $89,932 with a 20% down payment ($17,986) at today's rates (6.8%), you'd need a gross annual income of approximately $23,840. This assumes keeping total housing costs at or below 30% of gross income.
How does Keokuk compare to the national average home price?
The national median home value is approximately $410,000. At $89,932, homes in Keokuk are 78% below the national average.
What metro area is Keokuk part of?
Keokuk is part of the Fort Madison-Keokuk, IA-IL-MO metropolitan area. Home prices and market conditions can vary across the broader metro region.