Market Overview
Home Prices in Keota, IA
The median home value in Keota, IA is $185,419 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 13.4% compared to a year ago and up 0.4% from two years prior.
Compared to the U.S. national median of $410,000, homes in Keota are priced55% below average. Keota is part of the Iowa City, IA metro area.
Over the past five years, Keota home values have risen by approximately37.5%, reflecting strong long-term appreciation in this market.
Price History
Keota Home Price Trend
2020
$121,512
$122K
—
2021
$134,808
$135K
+10.9%
2022
$150,250
$150K
+11.5%
2023
$150,096
$150K
-0.1%
2024
$162,902
$163K
+8.5%
2025
$163,533
$164K
+0.4%
2026
$185,419
$185K
+13.4%
City Comparison
Keota vs. National Median
🏠 Keota
$185,419
National Median
$410,000
At $185,419, homes in Keota cost 55% below the national median of $410,000. This makes Keota a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Keota?
20% Down Payment
$37,084
on $185,419
Monthly P&I
$967/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,228/mo
incl. taxes & insurance
Income Needed
$49,120
gross annual (30% rule)
10% Down Option
$18,542
+ PMI applies
Loan Amount (20% dn)
$148,335
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Keota, IA?
The median home value in Keota is $185,419 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 13.4% year-over-year.
How much have home prices changed in Keota?
Over the past year, home values in Keota have increased by 13.4%. Over five years, prices have risen approximately 37.5%.
How much do I need to earn to buy a home in Keota?
To comfortably afford the median home price of $185,419 with a 20% down payment ($37,084) at today's rates (6.8%), you'd need a gross annual income of approximately $49,120. This assumes keeping total housing costs at or below 30% of gross income.
How does Keota compare to the national average home price?
The national median home value is approximately $410,000. At $185,419, homes in Keota are 55% below the national average.
What metro area is Keota part of?
Keota is part of the Iowa City, IA metropolitan area. Home prices and market conditions can vary across the broader metro region.