Market Overview
Home Prices in Keswick, IA
The median home value in Keswick, IA is $145,648 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 1% compared to a year ago and down 7.8% from two years prior.
Compared to the U.S. national median of $410,000, homes in Keswick are priced64% below average.
Price History
Keswick Home Price Trend
2022
$153,220
$153K
—
2023
$149,992
$150K
-2.1%
2024
$156,323
$156K
+4.2%
2025
$144,204
$144K
-7.8%
2026
$145,648
$146K
+1.0%
City Comparison
Keswick vs. National Median
🏠 Keswick
$145,648
National Median
$410,000
At $145,648, homes in Keswick cost 64% below the national median of $410,000. This makes Keswick a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Keswick?
20% Down Payment
$29,130
on $145,648
Monthly P&I
$760/mo
30-yr @ 6.8%
Total Monthly Est.
~$965/mo
incl. taxes & insurance
Income Needed
$38,600
gross annual (30% rule)
10% Down Option
$14,565
+ PMI applies
Loan Amount (20% dn)
$116,518
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Keswick, IA?
The median home value in Keswick is $145,648 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 1% year-over-year.
How much have home prices changed in Keswick?
Over the past year, home values in Keswick have increased by 1%.
How much do I need to earn to buy a home in Keswick?
To comfortably afford the median home price of $145,648 with a 20% down payment ($29,130) at today's rates (6.8%), you'd need a gross annual income of approximately $38,600. This assumes keeping total housing costs at or below 30% of gross income.
How does Keswick compare to the national average home price?
The national median home value is approximately $410,000. At $145,648, homes in Keswick are 64% below the national average.