Market Overview
Home Prices in Lamont, IA
The median home value in Lamont, IA is $189,106 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 7% compared to a year ago and up 6.9% from two years prior.
Compared to the U.S. national median of $410,000, homes in Lamont are priced54% below average.
Over the past five years, Lamont home values have risen by approximately37.4%, reflecting strong long-term appreciation in this market.
Price History
Lamont Home Price Trend
2020
$117,671
$118K
—
2021
$137,610
$138K
+16.9%
2022
$160,781
$161K
+16.8%
2023
$160,943
$161K
+0.1%
2024
$165,386
$165K
+2.8%
2025
$176,775
$177K
+6.9%
2026
$189,106
$189K
+7.0%
City Comparison
Lamont vs. National Median
🏠 Lamont
$189,106
National Median
$410,000
At $189,106, homes in Lamont cost 54% below the national median of $410,000. This makes Lamont a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Lamont?
20% Down Payment
$37,821
on $189,106
Monthly P&I
$986/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,252/mo
incl. taxes & insurance
Income Needed
$50,080
gross annual (30% rule)
10% Down Option
$18,911
+ PMI applies
Loan Amount (20% dn)
$151,285
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Lamont, IA?
The median home value in Lamont is $189,106 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 7% year-over-year.
How much have home prices changed in Lamont?
Over the past year, home values in Lamont have increased by 7%. Over five years, prices have risen approximately 37.4%.
How much do I need to earn to buy a home in Lamont?
To comfortably afford the median home price of $189,106 with a 20% down payment ($37,821) at today's rates (6.8%), you'd need a gross annual income of approximately $50,080. This assumes keeping total housing costs at or below 30% of gross income.
How does Lamont compare to the national average home price?
The national median home value is approximately $410,000. At $189,106, homes in Lamont are 54% below the national average.