📍 Latimer, IA · Zillow ZHVI · July 2026

Average Home Price in
Latimer, IA

Franklin County County

Median Home Value
$150,840
↑ 3% year-over-year
vs. National Median
$410,000
Latimer is 63% below
Est. Monthly Payment
$787/mo
20% down · 6.8% rate
Income Needed
$40K
gross annual (30% rule)
Median Home Value
$150,840
↑ 3% year-over-year

Down Payment (20%)$30,168
Monthly P&I$787/mo
With Taxes & Ins.~$999/mo
Income Needed$39,960/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Latimer, IA

The median home value in Latimer, IA is $150,840 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 3% compared to a year ago and up 2.9% from two years prior.

Compared to the U.S. national median of $410,000, homes in Latimer are priced63% below average.

Over the past five years, Latimer home values have risen by approximately27.4%, reflecting strong long-term appreciation in this market.

City Comparison

Latimer vs. National Median

🏠 Latimer
$150,840
National Median
$410,000

At $150,840, homes in Latimer cost 63% below the national median of $410,000. This makes Latimer a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in Latimer?

20% Down Payment
$30,168
on $150,840
Monthly P&I
$787/mo
30-yr @ 6.8%
Total Monthly Est.
~$999/mo
incl. taxes & insurance
Income Needed
$39,960
gross annual (30% rule)
10% Down Option
$15,084
+ PMI applies
Loan Amount (20% dn)
$120,672
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Latimer, IA?
The median home value in Latimer is $150,840 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 3% year-over-year.
How much have home prices changed in Latimer?
Over the past year, home values in Latimer have increased by 3%. Over five years, prices have risen approximately 27.4%.
How much do I need to earn to buy a home in Latimer?
To comfortably afford the median home price of $150,840 with a 20% down payment ($30,168) at today's rates (6.8%), you'd need a gross annual income of approximately $39,960. This assumes keeping total housing costs at or below 30% of gross income.
How does Latimer compare to the national average home price?
The national median home value is approximately $410,000. At $150,840, homes in Latimer are 63% below the national average.