Market Overview
Home Prices in Ledyard, IA
The median home value in Ledyard, IA is $148,480 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 1.3% compared to a year ago and down 0.6% from two years prior.
Compared to the U.S. national median of $410,000, homes in Ledyard are priced64% below average.
Price History
Ledyard Home Price Trend
2022
$134,651
$135K
—
2023
$131,403
$131K
-2.4%
2024
$147,494
$147K
+12.2%
2025
$146,543
$147K
-0.6%
2026
$148,480
$148K
+1.3%
City Comparison
Ledyard vs. National Median
🏠 Ledyard
$148,480
National Median
$410,000
At $148,480, homes in Ledyard cost 64% below the national median of $410,000. This makes Ledyard a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Ledyard?
20% Down Payment
$29,696
on $148,480
Monthly P&I
$774/mo
30-yr @ 6.8%
Total Monthly Est.
~$983/mo
incl. taxes & insurance
Income Needed
$39,320
gross annual (30% rule)
10% Down Option
$14,848
+ PMI applies
Loan Amount (20% dn)
$118,784
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Ledyard, IA?
The median home value in Ledyard is $148,480 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 1.3% year-over-year.
How much have home prices changed in Ledyard?
Over the past year, home values in Ledyard have increased by 1.3%.
How much do I need to earn to buy a home in Ledyard?
To comfortably afford the median home price of $148,480 with a 20% down payment ($29,696) at today's rates (6.8%), you'd need a gross annual income of approximately $39,320. This assumes keeping total housing costs at or below 30% of gross income.
How does Ledyard compare to the national average home price?
The national median home value is approximately $410,000. At $148,480, homes in Ledyard are 64% below the national average.