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📍 Lime Springs, IA · Zillow ZHVI · July 2026

Average Home Price in
Lime Springs, IA

Howard County County

Median Home Value
$246,960
↑ 9.2% year-over-year
vs. National Median
$410,000
Lime Springs is 40% below
Est. Monthly Payment
$1,288/mo
20% down · 6.8% rate
Income Needed
$65K
gross annual (30% rule)
Median Home Value
$246,960
↑ 9.2% year-over-year
Down Payment (20%)$49,392
Monthly P&I$1,288/mo
With Taxes & Ins.~$1,636/mo
Income Needed$65,440/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Lime Springs, IA

The median home value in Lime Springs, IA is $246,960 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 9.2% compared to a year ago and up 5.3% from two years prior.

Compared to the U.S. national median of $410,000, homes in Lime Springs are priced40% below average.

City Comparison

Lime Springs vs. National Median

🏠 Lime Springs
$246,960
National Median
$410,000

At $246,960, homes in Lime Springs cost 40% below the national median of $410,000. This makes Lime Springs a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in Lime Springs?

20% Down Payment
$49,392
on $246,960
Monthly P&I
$1,288/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,636/mo
incl. taxes & insurance
Income Needed
$65,440
gross annual (30% rule)
10% Down Option
$24,696
+ PMI applies
Loan Amount (20% dn)
$197,568
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Lime Springs, IA?
The median home value in Lime Springs is $246,960 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 9.2% year-over-year.
How much have home prices changed in Lime Springs?
Over the past year, home values in Lime Springs have increased by 9.2%.
How much do I need to earn to buy a home in Lime Springs?
To comfortably afford the median home price of $246,960 with a 20% down payment ($49,392) at today's rates (6.8%), you'd need a gross annual income of approximately $65,440. This assumes keeping total housing costs at or below 30% of gross income.
How does Lime Springs compare to the national average home price?
The national median home value is approximately $410,000. At $246,960, homes in Lime Springs are 40% below the national average.