Market Overview
Home Prices in Lone Tree, IA
The median home value in Lone Tree, IA is $255,323 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 3% compared to a year ago and up 3% from two years prior.
Compared to the U.S. national median of $410,000, homes in Lone Tree are priced38% below average. Lone Tree is part of the Iowa City, IA metro area.
Over the past five years, Lone Tree home values have risen by approximately22.1%, reflecting strong long-term appreciation in this market.
Price History
Lone Tree Home Price Trend
City Comparison
Lone Tree vs. National Median
At $255,323, homes in Lone Tree cost 38% below the national median of $410,000. This makes Lone Tree a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Lone Tree?
20% Down Payment
$51,065
on $255,323
Monthly P&I
$1,332/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,692/mo
incl. taxes & insurance
Income Needed
$67,680
gross annual (30% rule)
10% Down Option
$25,532
+ PMI applies
Loan Amount (20% dn)
$204,258
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Lone Tree, IA?
The median home value in Lone Tree is $255,323 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 3% year-over-year.
How much have home prices changed in Lone Tree?
Over the past year, home values in Lone Tree have increased by 3%. Over five years, prices have risen approximately 22.1%.
How much do I need to earn to buy a home in Lone Tree?
To comfortably afford the median home price of $255,323 with a 20% down payment ($51,065) at today's rates (6.8%), you'd need a gross annual income of approximately $67,680. This assumes keeping total housing costs at or below 30% of gross income.
How does Lone Tree compare to the national average home price?
The national median home value is approximately $410,000. At $255,323, homes in Lone Tree are 38% below the national average.
What metro area is Lone Tree part of?
Lone Tree is part of the Iowa City, IA metropolitan area. Home prices and market conditions can vary across the broader metro region.