Market Overview
Home Prices in Lucas, IA
The median home value in Lucas, IA is $281,551 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 5.5% compared to a year ago and down 0.6% from two years prior.
Compared to the U.S. national median of $410,000, homes in Lucas are priced31% below average.
Price History
Lucas Home Price Trend
2022
$262,452
$262K
—
2023
$258,667
$259K
-1.4%
2024
$268,464
$268K
+3.8%
2025
$266,834
$267K
-0.6%
2026
$281,551
$282K
+5.5%
City Comparison
Lucas vs. National Median
🏠 Lucas
$281,551
National Median
$410,000
At $281,551, homes in Lucas cost 31% below the national median of $410,000. This makes Lucas a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Lucas?
20% Down Payment
$56,310
on $281,551
Monthly P&I
$1,468/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,864/mo
incl. taxes & insurance
Income Needed
$74,560
gross annual (30% rule)
10% Down Option
$28,155
+ PMI applies
Loan Amount (20% dn)
$225,241
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Lucas, IA?
The median home value in Lucas is $281,551 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 5.5% year-over-year.
How much have home prices changed in Lucas?
Over the past year, home values in Lucas have increased by 5.5%.
How much do I need to earn to buy a home in Lucas?
To comfortably afford the median home price of $281,551 with a 20% down payment ($56,310) at today's rates (6.8%), you'd need a gross annual income of approximately $74,560. This assumes keeping total housing costs at or below 30% of gross income.
How does Lucas compare to the national average home price?
The national median home value is approximately $410,000. At $281,551, homes in Lucas are 31% below the national average.