Market Overview
Home Prices in Masonville, IA
The median home value in Masonville, IA is $316,393 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 9.1% compared to a year ago and up 6.3% from two years prior.
Compared to the U.S. national median of $410,000, homes in Masonville are priced23% below average.
Price History
Masonville Home Price Trend
2022
$248,085
$248K
—
2023
$259,726
$260K
+4.7%
2024
$272,621
$273K
+5.0%
2025
$289,898
$290K
+6.3%
2026
$316,393
$316K
+9.1%
City Comparison
Masonville vs. National Median
🏠 Masonville
$316,393
National Median
$410,000
At $316,393, homes in Masonville cost 23% below the national median of $410,000. This makes Masonville a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Masonville?
20% Down Payment
$63,279
on $316,393
Monthly P&I
$1,650/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,096/mo
incl. taxes & insurance
Income Needed
$83,840
gross annual (30% rule)
10% Down Option
$31,639
+ PMI applies
Loan Amount (20% dn)
$253,114
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Masonville, IA?
The median home value in Masonville is $316,393 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 9.1% year-over-year.
How much have home prices changed in Masonville?
Over the past year, home values in Masonville have increased by 9.1%.
How much do I need to earn to buy a home in Masonville?
To comfortably afford the median home price of $316,393 with a 20% down payment ($63,279) at today's rates (6.8%), you'd need a gross annual income of approximately $83,840. This assumes keeping total housing costs at or below 30% of gross income.
How does Masonville compare to the national average home price?
The national median home value is approximately $410,000. At $316,393, homes in Masonville are 23% below the national average.