📍 Missouri Valley, IA · Zillow ZHVI · July 2026

Average Home Price in
Missouri Valley, IA

Omaha-Council Bluffs, NE-IA metro area · Harrison County County

Median Home Value
$243,566
↑ 6.8% year-over-year
vs. National Median
$410,000
Missouri Valley is 41% below
Est. Monthly Payment
$1,270/mo
20% down · 6.8% rate
Income Needed
$65K
gross annual (30% rule)
Median Home Value
$243,566
↑ 6.8% year-over-year

Down Payment (20%)$48,713
Monthly P&I$1,270/mo
With Taxes & Ins.~$1,613/mo
Income Needed$64,520/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Missouri Valley, IA

The median home value in Missouri Valley, IA is $243,566 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 6.8% compared to a year ago and up 3.5% from two years prior.

Compared to the U.S. national median of $410,000, homes in Missouri Valley are priced41% below average. Missouri Valley is part of the Omaha-Council Bluffs, NE-IA metro area.

Over the past five years, Missouri Valley home values have risen by approximately32.0%, reflecting strong long-term appreciation in this market.

City Comparison

Missouri Valley vs. National Median

🏠 Missouri Valley
$243,566
National Median
$410,000

At $243,566, homes in Missouri Valley cost 41% below the national median of $410,000. This makes Missouri Valley a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in Missouri Valley?

20% Down Payment
$48,713
on $243,566
Monthly P&I
$1,270/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,613/mo
incl. taxes & insurance
Income Needed
$64,520
gross annual (30% rule)
10% Down Option
$24,357
+ PMI applies
Loan Amount (20% dn)
$194,853
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Missouri Valley, IA?
The median home value in Missouri Valley is $243,566 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 6.8% year-over-year.
How much have home prices changed in Missouri Valley?
Over the past year, home values in Missouri Valley have increased by 6.8%. Over five years, prices have risen approximately 32.0%.
How much do I need to earn to buy a home in Missouri Valley?
To comfortably afford the median home price of $243,566 with a 20% down payment ($48,713) at today's rates (6.8%), you'd need a gross annual income of approximately $64,520. This assumes keeping total housing costs at or below 30% of gross income.
How does Missouri Valley compare to the national average home price?
The national median home value is approximately $410,000. At $243,566, homes in Missouri Valley are 41% below the national average.
What metro area is Missouri Valley part of?
Missouri Valley is part of the Omaha-Council Bluffs, NE-IA metropolitan area. Home prices and market conditions can vary across the broader metro region.