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📍 Modale, IA · Zillow ZHVI · July 2026

Average Home Price in
Modale, IA

Omaha-Council Bluffs, NE-IA metro area · Harrison County County

Median Home Value
$198,072
↑ 6.2% year-over-year
vs. National Median
$410,000
Modale is 52% below
Est. Monthly Payment
$1,033/mo
20% down · 6.8% rate
Income Needed
$52K
gross annual (30% rule)
Median Home Value
$198,072
↑ 6.2% year-over-year
Down Payment (20%)$39,614
Monthly P&I$1,033/mo
With Taxes & Ins.~$1,312/mo
Income Needed$52,480/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Modale, IA

The median home value in Modale, IA is $198,072 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 6.2% compared to a year ago and up 8.6% from two years prior.

Compared to the U.S. national median of $410,000, homes in Modale are priced52% below average. Modale is part of the Omaha-Council Bluffs, NE-IA metro area.

City Comparison

Modale vs. National Median

🏠 Modale
$198,072
National Median
$410,000

At $198,072, homes in Modale cost 52% below the national median of $410,000. This makes Modale a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in Modale?

20% Down Payment
$39,614
on $198,072
Monthly P&I
$1,033/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,312/mo
incl. taxes & insurance
Income Needed
$52,480
gross annual (30% rule)
10% Down Option
$19,807
+ PMI applies
Loan Amount (20% dn)
$158,458
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Modale, IA?
The median home value in Modale is $198,072 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 6.2% year-over-year.
How much have home prices changed in Modale?
Over the past year, home values in Modale have increased by 6.2%.
How much do I need to earn to buy a home in Modale?
To comfortably afford the median home price of $198,072 with a 20% down payment ($39,614) at today's rates (6.8%), you'd need a gross annual income of approximately $52,480. This assumes keeping total housing costs at or below 30% of gross income.
How does Modale compare to the national average home price?
The national median home value is approximately $410,000. At $198,072, homes in Modale are 52% below the national average.
What metro area is Modale part of?
Modale is part of the Omaha-Council Bluffs, NE-IA metropolitan area. Home prices and market conditions can vary across the broader metro region.