Market Overview
Home Prices in Montour, IA
The median home value in Montour, IA is $181,717 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 13.3% compared to a year ago and up 1.9% from two years prior.
Compared to the U.S. national median of $410,000, homes in Montour are priced56% below average.
Over the past five years, Montour home values have risen by approximately35.1%, reflecting strong long-term appreciation in this market.
Price History
Montour Home Price Trend
2020
$111,875
$112K
—
2021
$134,523
$135K
+20.2%
2022
$157,414
$157K
+17.0%
2023
$154,402
$154K
-1.9%
2024
$157,454
$157K
+2.0%
2025
$160,410
$160K
+1.9%
2026
$181,717
$182K
+13.3%
City Comparison
Montour vs. National Median
🏠 Montour
$181,717
National Median
$410,000
At $181,717, homes in Montour cost 56% below the national median of $410,000. This makes Montour a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Montour?
20% Down Payment
$36,343
on $181,717
Monthly P&I
$948/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,204/mo
incl. taxes & insurance
Income Needed
$48,160
gross annual (30% rule)
10% Down Option
$18,172
+ PMI applies
Loan Amount (20% dn)
$145,374
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Montour, IA?
The median home value in Montour is $181,717 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 13.3% year-over-year.
How much have home prices changed in Montour?
Over the past year, home values in Montour have increased by 13.3%. Over five years, prices have risen approximately 35.1%.
How much do I need to earn to buy a home in Montour?
To comfortably afford the median home price of $181,717 with a 20% down payment ($36,343) at today's rates (6.8%), you'd need a gross annual income of approximately $48,160. This assumes keeping total housing costs at or below 30% of gross income.
How does Montour compare to the national average home price?
The national median home value is approximately $410,000. At $181,717, homes in Montour are 56% below the national average.