Market Overview
Home Prices in Moorhead, IA
The median home value in Moorhead, IA is $169,898 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 12.9% compared to a year ago and up 0.3% from two years prior.
Compared to the U.S. national median of $410,000, homes in Moorhead are priced59% below average.
Over the past five years, Moorhead home values have risen by approximately38.1%, reflecting strong long-term appreciation in this market.
Price History
Moorhead Home Price Trend
2020
$100,962
$101K
—
2021
$123,021
$123K
+21.8%
2022
$139,461
$139K
+13.4%
2023
$143,954
$144K
+3.2%
2024
$150,001
$150K
+4.2%
2025
$150,477
$150K
+0.3%
2026
$169,898
$170K
+12.9%
City Comparison
Moorhead vs. National Median
🏠 Moorhead
$169,898
National Median
$410,000
At $169,898, homes in Moorhead cost 59% below the national median of $410,000. This makes Moorhead a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Moorhead?
20% Down Payment
$33,980
on $169,898
Monthly P&I
$886/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,125/mo
incl. taxes & insurance
Income Needed
$45,000
gross annual (30% rule)
10% Down Option
$16,990
+ PMI applies
Loan Amount (20% dn)
$135,918
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Moorhead, IA?
The median home value in Moorhead is $169,898 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 12.9% year-over-year.
How much have home prices changed in Moorhead?
Over the past year, home values in Moorhead have increased by 12.9%. Over five years, prices have risen approximately 38.1%.
How much do I need to earn to buy a home in Moorhead?
To comfortably afford the median home price of $169,898 with a 20% down payment ($33,980) at today's rates (6.8%), you'd need a gross annual income of approximately $45,000. This assumes keeping total housing costs at or below 30% of gross income.
How does Moorhead compare to the national average home price?
The national median home value is approximately $410,000. At $169,898, homes in Moorhead are 59% below the national average.