Market Overview
Home Prices in Moravia, IA
The median home value in Moravia, IA is $211,109 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 8.9% compared to a year ago and up 6.1% from two years prior.
Compared to the U.S. national median of $410,000, homes in Moravia are priced49% below average.
Over the past five years, Moravia home values have risen by approximately35.6%, reflecting strong long-term appreciation in this market.
Price History
Moravia Home Price Trend
2020
$143,230
$143K
—
2021
$155,629
$156K
+8.7%
2022
$177,855
$178K
+14.3%
2023
$178,787
$179K
+0.5%
2024
$182,788
$183K
+2.2%
2025
$193,915
$194K
+6.1%
2026
$211,109
$211K
+8.9%
City Comparison
Moravia vs. National Median
🏠 Moravia
$211,109
National Median
$410,000
At $211,109, homes in Moravia cost 49% below the national median of $410,000. This makes Moravia a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Moravia?
20% Down Payment
$42,222
on $211,109
Monthly P&I
$1,101/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,398/mo
incl. taxes & insurance
Income Needed
$55,920
gross annual (30% rule)
10% Down Option
$21,111
+ PMI applies
Loan Amount (20% dn)
$168,887
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Moravia, IA?
The median home value in Moravia is $211,109 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 8.9% year-over-year.
How much have home prices changed in Moravia?
Over the past year, home values in Moravia have increased by 8.9%. Over five years, prices have risen approximately 35.6%.
How much do I need to earn to buy a home in Moravia?
To comfortably afford the median home price of $211,109 with a 20% down payment ($42,222) at today's rates (6.8%), you'd need a gross annual income of approximately $55,920. This assumes keeping total housing costs at or below 30% of gross income.
How does Moravia compare to the national average home price?
The national median home value is approximately $410,000. At $211,109, homes in Moravia are 49% below the national average.