Market Overview
Home Prices in Mount Ayr, IA
The median home value in Mount Ayr, IA is $144,331 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 8% compared to a year ago and up 0.5% from two years prior.
Compared to the U.S. national median of $410,000, homes in Mount Ayr are priced65% below average.
Over the past five years, Mount Ayr home values have risen by approximately23.3%, reflecting strong long-term appreciation in this market.
Price History
Mount Ayr Home Price Trend
2020
$113,628
$114K
—
2021
$117,019
$117K
+3.0%
2022
$128,249
$128K
+9.6%
2023
$131,479
$131K
+2.5%
2024
$133,006
$133K
+1.2%
2025
$133,627
$134K
+0.5%
2026
$144,331
$144K
+8.0%
City Comparison
Mount Ayr vs. National Median
🏠 Mount Ayr
$144,331
National Median
$410,000
At $144,331, homes in Mount Ayr cost 65% below the national median of $410,000. This makes Mount Ayr a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Mount Ayr?
20% Down Payment
$28,866
on $144,331
Monthly P&I
$753/mo
30-yr @ 6.8%
Total Monthly Est.
~$956/mo
incl. taxes & insurance
Income Needed
$38,240
gross annual (30% rule)
10% Down Option
$14,433
+ PMI applies
Loan Amount (20% dn)
$115,465
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Mount Ayr, IA?
The median home value in Mount Ayr is $144,331 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 8% year-over-year.
How much have home prices changed in Mount Ayr?
Over the past year, home values in Mount Ayr have increased by 8%. Over five years, prices have risen approximately 23.3%.
How much do I need to earn to buy a home in Mount Ayr?
To comfortably afford the median home price of $144,331 with a 20% down payment ($28,866) at today's rates (6.8%), you'd need a gross annual income of approximately $38,240. This assumes keeping total housing costs at or below 30% of gross income.
How does Mount Ayr compare to the national average home price?
The national median home value is approximately $410,000. At $144,331, homes in Mount Ayr are 65% below the national average.