Market Overview
Home Prices in Muscatine, IA
The median home value in Muscatine, IA is $195,474 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 7.2% compared to a year ago and up 1.6% from two years prior.
Compared to the U.S. national median of $410,000, homes in Muscatine are priced52% below average. Muscatine is part of the Muscatine, IA metro area.
Over the past five years, Muscatine home values have risen by approximately24.6%, reflecting strong long-term appreciation in this market.
Price History
Muscatine Home Price Trend
City Comparison
Muscatine vs. National Median
At $195,474, homes in Muscatine cost 52% below the national median of $410,000. This makes Muscatine a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Muscatine?
20% Down Payment
$39,095
on $195,474
Monthly P&I
$1,019/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,294/mo
incl. taxes & insurance
Income Needed
$51,760
gross annual (30% rule)
10% Down Option
$19,547
+ PMI applies
Loan Amount (20% dn)
$156,379
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Muscatine, IA?
The median home value in Muscatine is $195,474 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 7.2% year-over-year.
How much have home prices changed in Muscatine?
Over the past year, home values in Muscatine have increased by 7.2%. Over five years, prices have risen approximately 24.6%.
How much do I need to earn to buy a home in Muscatine?
To comfortably afford the median home price of $195,474 with a 20% down payment ($39,095) at today's rates (6.8%), you'd need a gross annual income of approximately $51,760. This assumes keeping total housing costs at or below 30% of gross income.
How does Muscatine compare to the national average home price?
The national median home value is approximately $410,000. At $195,474, homes in Muscatine are 52% below the national average.
What metro area is Muscatine part of?
Muscatine is part of the Muscatine, IA metropolitan area. Home prices and market conditions can vary across the broader metro region.