Market Overview
Home Prices in Ogden, IA
The median home value in Ogden, IA is $241,869 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 6.9% compared to a year ago and up 6% from two years prior.
Compared to the U.S. national median of $410,000, homes in Ogden are priced41% below average. Ogden is part of the Ames, IA metro area.
Over the past five years, Ogden home values have risen by approximately36.6%, reflecting strong long-term appreciation in this market.
Price History
Ogden Home Price Trend
2020
$159,143
$159K
—
2021
$177,107
$177K
+11.3%
2022
$197,149
$197K
+11.3%
2023
$202,894
$203K
+2.9%
2024
$213,390
$213K
+5.2%
2025
$226,277
$226K
+6.0%
2026
$241,869
$242K
+6.9%
City Comparison
Ogden vs. National Median
🏠 Ogden
$241,869
National Median
$410,000
At $241,869, homes in Ogden cost 41% below the national median of $410,000. This makes Ogden a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Ogden?
20% Down Payment
$48,374
on $241,869
Monthly P&I
$1,261/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,601/mo
incl. taxes & insurance
Income Needed
$64,040
gross annual (30% rule)
10% Down Option
$24,187
+ PMI applies
Loan Amount (20% dn)
$193,495
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Ogden, IA?
The median home value in Ogden is $241,869 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 6.9% year-over-year.
How much have home prices changed in Ogden?
Over the past year, home values in Ogden have increased by 6.9%. Over five years, prices have risen approximately 36.6%.
How much do I need to earn to buy a home in Ogden?
To comfortably afford the median home price of $241,869 with a 20% down payment ($48,374) at today's rates (6.8%), you'd need a gross annual income of approximately $64,040. This assumes keeping total housing costs at or below 30% of gross income.
How does Ogden compare to the national average home price?
The national median home value is approximately $410,000. At $241,869, homes in Ogden are 41% below the national average.
What metro area is Ogden part of?
Ogden is part of the Ames, IA metropolitan area. Home prices and market conditions can vary across the broader metro region.