Market Overview
Home Prices in Olds, IA
The median home value in Olds, IA is $148,620 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 9.2% compared to a year ago and down 1.8% from two years prior.
Compared to the U.S. national median of $410,000, homes in Olds are priced64% below average.
Price History
Olds Home Price Trend
2022
$133,178
$133K
—
2023
$133,583
$134K
+0.3%
2024
$138,652
$139K
+3.8%
2025
$136,141
$136K
-1.8%
2026
$148,620
$149K
+9.2%
City Comparison
Olds vs. National Median
🏠 Olds
$148,620
National Median
$410,000
At $148,620, homes in Olds cost 64% below the national median of $410,000. This makes Olds a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Olds?
20% Down Payment
$29,724
on $148,620
Monthly P&I
$775/mo
30-yr @ 6.8%
Total Monthly Est.
~$984/mo
incl. taxes & insurance
Income Needed
$39,360
gross annual (30% rule)
10% Down Option
$14,862
+ PMI applies
Loan Amount (20% dn)
$118,896
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Olds, IA?
The median home value in Olds is $148,620 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 9.2% year-over-year.
How much have home prices changed in Olds?
Over the past year, home values in Olds have increased by 9.2%.
How much do I need to earn to buy a home in Olds?
To comfortably afford the median home price of $148,620 with a 20% down payment ($29,724) at today's rates (6.8%), you'd need a gross annual income of approximately $39,360. This assumes keeping total housing costs at or below 30% of gross income.
How does Olds compare to the national average home price?
The national median home value is approximately $410,000. At $148,620, homes in Olds are 64% below the national average.