Market Overview
Home Prices in Onslow, IA
The median home value in Onslow, IA is $219,593 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 7.3% compared to a year ago and up 2.4% from two years prior.
Compared to the U.S. national median of $410,000, homes in Onslow are priced46% below average. Onslow is part of the Cedar Rapids, IA metro area.
Over the past five years, Onslow home values have risen by approximately31.5%, reflecting strong long-term appreciation in this market.
Price History
Onslow Home Price Trend
City Comparison
Onslow vs. National Median
At $219,593, homes in Onslow cost 46% below the national median of $410,000. This makes Onslow a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Onslow?
20% Down Payment
$43,919
on $219,593
Monthly P&I
$1,145/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,454/mo
incl. taxes & insurance
Income Needed
$58,160
gross annual (30% rule)
10% Down Option
$21,959
+ PMI applies
Loan Amount (20% dn)
$175,674
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Onslow, IA?
The median home value in Onslow is $219,593 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 7.3% year-over-year.
How much have home prices changed in Onslow?
Over the past year, home values in Onslow have increased by 7.3%. Over five years, prices have risen approximately 31.5%.
How much do I need to earn to buy a home in Onslow?
To comfortably afford the median home price of $219,593 with a 20% down payment ($43,919) at today's rates (6.8%), you'd need a gross annual income of approximately $58,160. This assumes keeping total housing costs at or below 30% of gross income.
How does Onslow compare to the national average home price?
The national median home value is approximately $410,000. At $219,593, homes in Onslow are 46% below the national average.
What metro area is Onslow part of?
Onslow is part of the Cedar Rapids, IA metropolitan area. Home prices and market conditions can vary across the broader metro region.