Market Overview
Home Prices in Orange City, IA
The median home value in Orange City, IA is $327,084 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 4% compared to a year ago and up 5.2% from two years prior.
Compared to the U.S. national median of $410,000, homes in Orange City are priced20% below average.
Over the past five years, Orange City home values have risen by approximately32.7%, reflecting strong long-term appreciation in this market.
Price History
Orange City Home Price Trend
2020
$224,358
$224K
—
2021
$246,436
$246K
+9.8%
2022
$279,091
$279K
+13.3%
2023
$285,311
$285K
+2.2%
2024
$298,874
$299K
+4.8%
2025
$314,369
$314K
+5.2%
2026
$327,084
$327K
+4.0%
City Comparison
Orange City vs. National Median
🏠 Orange City
$327,084
National Median
$410,000
At $327,084, homes in Orange City cost 20% below the national median of $410,000. This makes Orange City a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Orange City?
20% Down Payment
$65,417
on $327,084
Monthly P&I
$1,706/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,167/mo
incl. taxes & insurance
Income Needed
$86,680
gross annual (30% rule)
10% Down Option
$32,708
+ PMI applies
Loan Amount (20% dn)
$261,667
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Orange City, IA?
The median home value in Orange City is $327,084 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 4% year-over-year.
How much have home prices changed in Orange City?
Over the past year, home values in Orange City have increased by 4%. Over five years, prices have risen approximately 32.7%.
How much do I need to earn to buy a home in Orange City?
To comfortably afford the median home price of $327,084 with a 20% down payment ($65,417) at today's rates (6.8%), you'd need a gross annual income of approximately $86,680. This assumes keeping total housing costs at or below 30% of gross income.
How does Orange City compare to the national average home price?
The national median home value is approximately $410,000. At $327,084, homes in Orange City are 20% below the national average.