Market Overview
Home Prices in Orleans, IA
The median home value in Orleans, IA is $695,392 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 4.7% compared to a year ago and up 2.6% from two years prior.
Compared to the U.S. national median of $410,000, homes in Orleans are priced70% above average. Orleans is part of the Spirit Lake, IA metro area.
Over the past five years, Orleans home values have risen by approximately43.6%, reflecting strong long-term appreciation in this market.
Price History
Orleans Home Price Trend
City Comparison
Orleans vs. National Median
At $695,392, homes in Orleans cost 70% above the national median of $410,000. Buyers in Orleans should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Orleans?
20% Down Payment
$139,078
on $695,392
Monthly P&I
$3,627/mo
30-yr @ 6.8%
Total Monthly Est.
~$4,606/mo
incl. taxes & insurance
Income Needed
$184,240
gross annual (30% rule)
10% Down Option
$69,539
+ PMI applies
Loan Amount (20% dn)
$556,314
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Orleans, IA?
The median home value in Orleans is $695,392 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 4.7% year-over-year.
How much have home prices changed in Orleans?
Over the past year, home values in Orleans have increased by 4.7%. Over five years, prices have risen approximately 43.6%.
How much do I need to earn to buy a home in Orleans?
To comfortably afford the median home price of $695,392 with a 20% down payment ($139,078) at today's rates (6.8%), you'd need a gross annual income of approximately $184,240. This assumes keeping total housing costs at or below 30% of gross income.
How does Orleans compare to the national average home price?
The national median home value is approximately $410,000. At $695,392, homes in Orleans are 70% above the national average.
What metro area is Orleans part of?
Orleans is part of the Spirit Lake, IA metropolitan area. Home prices and market conditions can vary across the broader metro region.