Market Overview
Home Prices in Oxford Junction, IA
The median home value in Oxford Junction, IA is $131,708 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 9.8% compared to a year ago and up 2% from two years prior.
Compared to the U.S. national median of $410,000, homes in Oxford Junction are priced68% below average. Oxford Junction is part of the Cedar Rapids, IA metro area.
Over the past five years, Oxford Junction home values have risen by approximately14.4%, reflecting steady appreciation in this market.
Price History
Oxford Junction Home Price Trend
City Comparison
Oxford Junction vs. National Median
At $131,708, homes in Oxford Junction cost 68% below the national median of $410,000. This makes Oxford Junction a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Oxford Junction?
20% Down Payment
$26,342
on $131,708
Monthly P&I
$687/mo
30-yr @ 6.8%
Total Monthly Est.
~$872/mo
incl. taxes & insurance
Income Needed
$34,880
gross annual (30% rule)
10% Down Option
$13,171
+ PMI applies
Loan Amount (20% dn)
$105,366
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Oxford Junction, IA?
The median home value in Oxford Junction is $131,708 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 9.8% year-over-year.
How much have home prices changed in Oxford Junction?
Over the past year, home values in Oxford Junction have increased by 9.8%. Over five years, prices have risen approximately 14.4%.
How much do I need to earn to buy a home in Oxford Junction?
To comfortably afford the median home price of $131,708 with a 20% down payment ($26,342) at today's rates (6.8%), you'd need a gross annual income of approximately $34,880. This assumes keeping total housing costs at or below 30% of gross income.
How does Oxford Junction compare to the national average home price?
The national median home value is approximately $410,000. At $131,708, homes in Oxford Junction are 68% below the national average.
What metro area is Oxford Junction part of?
Oxford Junction is part of the Cedar Rapids, IA metropolitan area. Home prices and market conditions can vary across the broader metro region.