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📍 Pacific Junction, IA · Zillow ZHVI · July 2026

Average Home Price in
Pacific Junction, IA

Omaha-Council Bluffs, NE-IA metro area · Mills County County

Median Home Value
$244,062
↓ 2.6% year-over-year
vs. National Median
$410,000
Pacific Junction is 40% below
Est. Monthly Payment
$1,273/mo
20% down · 6.8% rate
Income Needed
$65K
gross annual (30% rule)
Median Home Value
$244,062
↓ 2.6% year-over-year
Down Payment (20%)$48,812
Monthly P&I$1,273/mo
With Taxes & Ins.~$1,617/mo
Income Needed$64,680/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Pacific Junction, IA

The median home value in Pacific Junction, IA is $244,062 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 2.6% compared to a year ago and up 0.8% from two years prior.

Compared to the U.S. national median of $410,000, homes in Pacific Junction are priced40% below average. Pacific Junction is part of the Omaha-Council Bluffs, NE-IA metro area.

City Comparison

Pacific Junction vs. National Median

🏠 Pacific Junction
$244,062
National Median
$410,000

At $244,062, homes in Pacific Junction cost 40% below the national median of $410,000. This makes Pacific Junction a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in Pacific Junction?

20% Down Payment
$48,812
on $244,062
Monthly P&I
$1,273/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,617/mo
incl. taxes & insurance
Income Needed
$64,680
gross annual (30% rule)
10% Down Option
$24,406
+ PMI applies
Loan Amount (20% dn)
$195,250
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Pacific Junction, IA?
The median home value in Pacific Junction is $244,062 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 2.6% year-over-year.
How much have home prices changed in Pacific Junction?
Over the past year, home values in Pacific Junction have decreased by 2.6%.
How much do I need to earn to buy a home in Pacific Junction?
To comfortably afford the median home price of $244,062 with a 20% down payment ($48,812) at today's rates (6.8%), you'd need a gross annual income of approximately $64,680. This assumes keeping total housing costs at or below 30% of gross income.
How does Pacific Junction compare to the national average home price?
The national median home value is approximately $410,000. At $244,062, homes in Pacific Junction are 40% below the national average.
What metro area is Pacific Junction part of?
Pacific Junction is part of the Omaha-Council Bluffs, NE-IA metropolitan area. Home prices and market conditions can vary across the broader metro region.