Market Overview
Home Prices in Peosta, IA
The median home value in Peosta, IA is $440,241 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 5.7% compared to a year ago and up 4.4% from two years prior.
Compared to the U.S. national median of $410,000, homes in Peosta are priced7% above average. Peosta is part of the Dubuque, IA metro area.
Over the past five years, Peosta home values have risen by approximately32.7%, reflecting strong long-term appreciation in this market.
Price History
Peosta Home Price Trend
City Comparison
Peosta vs. National Median
At $440,241, homes in Peosta cost 7% above the national median of $410,000. Buyers in Peosta should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Peosta?
20% Down Payment
$88,048
on $440,241
Monthly P&I
$2,296/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,916/mo
incl. taxes & insurance
Income Needed
$116,640
gross annual (30% rule)
10% Down Option
$44,024
+ PMI applies
Loan Amount (20% dn)
$352,193
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Peosta, IA?
The median home value in Peosta is $440,241 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 5.7% year-over-year.
How much have home prices changed in Peosta?
Over the past year, home values in Peosta have increased by 5.7%. Over five years, prices have risen approximately 32.7%.
How much do I need to earn to buy a home in Peosta?
To comfortably afford the median home price of $440,241 with a 20% down payment ($88,048) at today's rates (6.8%), you'd need a gross annual income of approximately $116,640. This assumes keeping total housing costs at or below 30% of gross income.
How does Peosta compare to the national average home price?
The national median home value is approximately $410,000. At $440,241, homes in Peosta are 7% above the national average.
What metro area is Peosta part of?
Peosta is part of the Dubuque, IA metropolitan area. Home prices and market conditions can vary across the broader metro region.