Market Overview
Home Prices in Plymouth, IA
The median home value in Plymouth, IA is $198,534 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 2% compared to a year ago and up 7.5% from two years prior.
Compared to the U.S. national median of $410,000, homes in Plymouth are priced52% below average. Plymouth is part of the Mason City, IA metro area.
Price History
Plymouth Home Price Trend
2022
$179,249
$179K
—
2023
$173,206
$173K
-3.4%
2024
$181,171
$181K
+4.6%
2025
$194,714
$195K
+7.5%
2026
$198,534
$199K
+2.0%
City Comparison
Plymouth vs. National Median
🏠 Plymouth
$198,534
National Median
$410,000
At $198,534, homes in Plymouth cost 52% below the national median of $410,000. This makes Plymouth a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Plymouth?
20% Down Payment
$39,707
on $198,534
Monthly P&I
$1,035/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,314/mo
incl. taxes & insurance
Income Needed
$52,560
gross annual (30% rule)
10% Down Option
$19,853
+ PMI applies
Loan Amount (20% dn)
$158,827
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Plymouth, IA?
The median home value in Plymouth is $198,534 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 2% year-over-year.
How much have home prices changed in Plymouth?
Over the past year, home values in Plymouth have increased by 2%.
How much do I need to earn to buy a home in Plymouth?
To comfortably afford the median home price of $198,534 with a 20% down payment ($39,707) at today's rates (6.8%), you'd need a gross annual income of approximately $52,560. This assumes keeping total housing costs at or below 30% of gross income.
How does Plymouth compare to the national average home price?
The national median home value is approximately $410,000. At $198,534, homes in Plymouth are 52% below the national average.
What metro area is Plymouth part of?
Plymouth is part of the Mason City, IA metropolitan area. Home prices and market conditions can vary across the broader metro region.